June Mortgage Bulletin

Hello from LaPorte Group Mortgage!

As we welcome June, here's your quick update on what's happening in the mortgage world and how it may affect your home financing plans.


Interest Rate Snapshot
Rates remain relatively steady, with slight fluctuations due to inflation trends and economic forecasts. Now is still a great time to lock in a competitive rate, especially for:

  • FHA and USDA loans

  • Conventional 30-year and 15-year fixed options

  • First-time homebuyer programs


What We're Seeing

  • Purchase activity is strong. Summer is heating up—and so is the housing market.

  • Refinance opportunities are still available for homeowners with rates above 6 percent.

  • Rural housing loans (USDA) continue to be a great option for qualified buyers—ask us how to see if you’re eligible.


Tip of the Month
Get pre-approved before you shop.
A pre-approval not only gives you a clear budget but also strengthens your offer in a competitive market.


Important Dates

  • June 19 – Juneteenth (offices closed)

  • Planning to close before July 4th? Let us know as soon as possible to ensure timely processing.


We’re Here to Help
Whether you're buying, refinancing, or just exploring your options, our team is ready to walk you through every step of the process. Give us a call, send us a message, or stop by—we’re here for you.